CalcWise

10 calculators

Loans & Mortgages Calculators

Calculate payments, interest, and amortization for all types of loans.

Mortgage

Calculate your monthly mortgage payment, total interest, and view a full amortization schedule for your home loan.

Loan Comparison

Compare two or more loan offers side by side to find the best deal based on total cost and monthly payments.

Auto Loan

Calculate your monthly car payment, total interest cost, and view the full amortization schedule for your auto loan.

Home Affordability

Find out how much house you can afford based on your income, debts, down payment, and interest rate using the 28/36 rule.

Amortization

Generate a complete amortization schedule for any loan. See how each payment splits between principal and interest over the life of your loan.

Down Payment

Calculate how much down payment you need for a home, compare PMI costs at different percentages, and see how long it takes to save your target amount.

House Payment

Calculate your total monthly house payment including principal, interest, property taxes, insurance, and PMI. See how each component adds up.

Car Affordability

Find out how much car you can afford based on your income, expenses, and down payment. Uses the 20/4/10 rule to recommend a safe vehicle budget.

Lease vs Buy Car

Compare the total cost of leasing vs buying a car over 3-6 years. See monthly payments, equity, and which option saves you more money.

Refinance

Calculate how much you could save by refinancing your mortgage. Compare your current loan to a new rate and see monthly savings, break-even point, and total interest saved.