Original research
Data Reports
Each report starts from a public dataset, applies the same formulas as our calculators, and publishes the result for every state. Inputs, assumptions, and limits are written out, and the full table is free to download, so anyone can check the work.
Updated November 2026
Rent vs. Buy by State: Median Rent vs. the Payment on the Median Home
What owning the median home costs a month at 7.24% against the median rent, with break-even mortgage rates and income shares, for all 50 states and DC.
Updated October 2026
Mortgage Affordability by State: Median Home vs. Median Income
What the monthly payment on each state's median home costs at 7.32%, as a share of median household income, for all 50 states and DC.
Every report follows the standards on our methodology page: primary sources, a stated check date, and plain-language limits. To use a figure in your own work, see the citation and license note at the end of each report.